The tractor and mower deck have been powder coated. Tractor has new fuel sender, glow plugs, hydraulic quick connects, block heater, Valves Adjusted, radiator, battery, head lamp bulbs, new front axle bearings, pinion gears and seals, all new fluids and filters. The mower deck has new spindle bearings, pulleys, belt and new anti-scalp wheels and bushings. I have only mowed twice since all of the above work was done. It does not come with a loader, however it does have the controls and hydraulic quick connects for one.